In the article “As a financial planner, I tell everyone the best time to start investing is always now — I have 3 ways to get started” published on Business Insider, author Jovan Johnson highlights three investment options that are great for beginners:
- Target date funds, which are simple and require very little work on the part of the investor.
- Robo-advisors, which offer customized investment portfolios and low costs.
- Exchange-traded funds (ETFs), which allow investors to have more control and can be an affordable way to invest.
Johnson emphasizes the importance of starting investing as soon as possible, as saving alone will not allow money to grow and outpace inflation. By investing, individuals can work towards achieving their long-term financial goals. Johnson also mentions that investors should consider their risk tolerance, time horizon, and tax situation when choosing investment options.